Forclosure Notice
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Summary
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Borrower:
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Witt, James
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Address:
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7051 Autumn Lake Trl
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Hixson, TN 37343
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Original Trustee:
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Seterus, Inc.
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Attorney:
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Grady I. Ingle
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Instrument No.:
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GI 10489 620
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Substitute Trustee:
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Grady I. Ingle
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Advertised Auction Date:
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3/9/2017
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Date of First Public Notice:
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2/3/2017
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Trust Date:
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DR No.:
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35596
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SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on March 9, 2017 at 10:00AM local time, at the west door, Hamilton County Courthouse, 625 Georgia Ave., Chattanooga, Tennessee pursuant to Deed of Trust executed by James Witt and Jennifer Witt, to Kathy Winstead, Trustee, as trustee for Chase Bank USA, N.A. on March 26, 2008 at Book GI 8628, Page 622; and modified by agreement recorded June 11, 2015 in Book GI 10489 Page 620; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Hamilton County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: Federal National Mortgage Association ("Fannie Mae"), a corporation organized and existing under the laws of the United States of America, its successors and assigns.
The following real estate located in Hamilton County, Tennessee, will be sold to the highest call bidder:
Described property located at Hamilton County, Tennessee, to wit:
A certain tract or parcel of land in the Third Civil District of Hamilton County, State of Tennessee, described as follows, to-witt:
Lot Eighty-nine (89), Laurel Cove Subdivision, as shown by plat of record in Plat Book 59, Page 10, in the Register's Office of Hamilton County, Tennessee.
Being the same property conveyed to James Witt and wife, Jennifer Witt, by Warranty Deed, from Jeffrey D. Carmichael and wife, Sherian B. Carmichael, of record in Book 7013, Page 917, Register's Office for Hamilton County, Tennessee, dated January 30, 2004 and recorded February 5, 2004.
The address of this property is known as: 7051 Autumn Lake Trail, Hixson, TN 37343.
Map: 092-H-A Parcel:001 .00.
Street Address: 7051 Autumn Lake Trl, Hixson, Tennessee 37343
Parcel Number: 092H-A-001
Current Owner(s) of Property: James Witt and wife, Jennifer Witt
The street address of the above described property is believed to be 7051 Autumn Lake Trl, Hixson, Tennessee 37343, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable homeowners’ association dues or assessments; all claims or other matters, whether of record or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose.
The following parties may claim an interest in the above-referenced property to be affected by the foreclosure:
Any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: Anesthesiology Consultants Exchange.
Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse. Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy. The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title.
This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Ingle, LLP
Substitute Trustee
10130 Perimeter Parkway, Suite 400
Charlotte, NC 28216
Phone: (704) 333-8107
Fax: (704) 333-8156
www.auction.com
File No. 13-047288
Feb. 3, 10, 17, 2017 Fmr17720
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