News - Friday, February 6, 2015

NOTICE OF TRUSTEE'S SALE WHEREAS default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated June 21, 2013, and the Deed of Trust of even date securing the same, recorded June 25, 2013, in Book No. GI9988, at Page 239, in Office of the Register of Deeds for Hamilton County, Tennessee, executed by Thomas B. Mills, II conveying certain property therein described to Arnold M. Weiss, Esq. as Trustee for Wells Fargo Bank, N.A. ; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on March 26, 2015 on or about 10:00 AM at the Hamilton County Courthouse - West Door, Chattanooga, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Hamilton County, Tennessee, and being more particularly described as follows: Lot Seven (7), Mountain View Addition, as shown on plat recorded in Plat Book 51, Page 57, in the Register's Office of Hamilton County, Tennessee. Subject to: Any Governmental zoning and subdivision ordinances and regulations in effect thereon. Subject to: Restrictions of record in Book X, Volume 15, Page 92, and in Book H, Volume 16, Page 708, in said Register's Office. Subject to: Five (5) foot Power and Communication Easement as shown on recorded plat. Subject to: Ten (10) foot Utility Easement as shown on recorded plat, Subject to: Conditions and easements or record in Book 2116, Page 186, in said Register's Office. Subject to: All matters as shown on recorded plat. ALSO KNOWN AS: 3908 Tacoma Avenue, Chattanooga, TN 37415-4135 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: MILLS, II, THOMAS B. TENANTS OF The sale held pursuant to this Notice may be rescinded at the Successor Trustee<0x2019>s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 301940 DATED January 22, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0211227172 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM HCH3T-2/6,2/13,2/20/15

As the citizens of Chattanooga take a fresh look at their vision for downtown, and work to en-sure the city’s zoning code is in line with what they want, Realtors have an unprecedented opportunity to have a hand in shaping the communities in which they do business.

Bob Lype is a man of faith. As such, he believes in listening to “the inner voice.” While there are skeptics, like all good lawyers, Lype can make a strong argument in his favor.

Lype listened to the inner voice when he was a high school teacher in Hawkins County. Although he enjoyed teaching history and coaching tennis, when the inner voice said, “It’s time to do something different,” he believed it was important to listen.

Baker Donelson last week announced the addition of J. Wayne Cropp to the firm’s Chattanooga office.

Cropp joins Baker Donelson as of counsel and as a member of the firm’s Corporate Mergers & Acquisitions group, where he focuses on public policy, economic development, and environmental law. He brings legal experience with respect to emerging manufacturing technologies and companies and represents clients on a full range of environmental law issues, including new source permitting, environmental enforcement, air and water quality, Superfund, brownfield redevelopment, and waste resource issues. From 1979-1990, Cropp served as executive director of the Chattanooga-Hamilton County Air Pollution Control Bureau, where he developed the implementation strategies that put Chattanooga in the national spotlight for its environmental initiatives.

The law firm of Baker Donelson has received a score of 85 in the Human Rights Campaign (HRC) 2015 Corporate Equality Index (CEI).

The HRC’s CEI report is a national benchmarking survey and report on corporate policies and practices relating to lesbian, gay, bisexual and transgender (LGBT) workplace equality administered by the Human Rights Campaign Foundation. Baker Donelson was the only Tennessee-based law firm to participate in the 2015 survey.

The Tennessee Defense Lawyer Association (TDLA) is looking for an executive director. The part-time independent contractor will be responsible for handling the administrative aspects of the TDLA. He or she will partner with the Board

and advance the association’s goals and strategies while taking care of its daily administrative needs.

The Chattanooga Fire Fighters Association, Local 820 has set up an account at First Tennessee Bank to accept donations to assist Lt. Larry O’Rear.

Lt. O’Rear was seriously injured when he was struck by a car while working on the scene of a wreck on Sunday, Feb. 1. He is still in the hospital, and his recovery is expected to take several months - if all goes well.

“It was a mistake, and I’m sorry. That’s my story, and I’m sticking to it.”

Mistake, or devious and successful attempt to hoodwink some of the most highly paid attorneys in the world? Only the paralegal involved knows for sure (or perhaps her boss or her boss’ boss). For now, however, the official story was that it was a mistake, albeit one that saved a client over a BILLION dollars. Yes, that’s a BILLION, with a “B.”

Charlie Hebdo promotes itself as having a viewpoint that reflects “all components of left wing pluralism.” Its business is satire. It skewers Jews, Catholics, Protestants, and Muslims. It has twice been attacked by terrorists. The attack in 2011 didn’t kill anyone.

Many factors will affect your results as an investor – and some of these factors are beyond your control, such as interest-rate movements or the eurozone debt crisis or the sales results of the companies in which you invest. However, as you work toward your financial goals, you will find that you actually have control over three of the most important drivers of investment success: time, money and return.

McCoy Homes held a Realtor-only sneak peek event at its design center on East Brainerd Road last week. The event allowed agents to learn what McCoy has to offer their clients.

During the event, McCoy previewed two communities available for custom builds and purchases. The Ridges of Crystal Brook offers more than 70 estate lots in Apison, including executive homes from the low $300,000s. Scarlet Ridge in Ooltewah offers 17 new homes on .75 to 1.5 acre lots. Homes begin in the mid $200,000s.

Spring might be more than a month away, but that doesn’t mean you have to wait to start cleaning. You’re already spending a lot of time indoors, where it’s warm and dry. You might as well improve your indoor air quality and rid your home of the dirt you accumulated last summer and fall.

Building permits in Hamilton County will be down in 2015, says Dale Akins of The Market Edge.

Akins was the guest speaker at the Home Builders Association of Greater Chattanooga (HBA)’s general membership meeting held Thursday, Jan. 29. The Market Edge provides commercial and residential building permit reports as well as local and regional trend reports, among other services. Moving at a breakneck pace through dozens of slides packed with numbers and charts, Akins estimated that Hamilton County will issue about 750 building permits in 2015, down from 919 in 2014.

The Chattanooga Housing Authority introduced a new online application process when it opened its Housing Choice Voucher Program waiting list on Jan. 26. The process took only a few minutes and was completed by 6,533 applicants.

Using an online application allowed applicants to apply on their computers, tablets, and cell phones. In the past, thousands of applicants were forced to wait in line to fill out a hard copy application at the Chattanooga Housing Authority (CHA) central office. Numbers collected by CHA staff members show a majority of applicants (62 percent) used a mobile device to complete the application. A total of 29 percent used computers to apply. Tablets were used to submit nine percent of applications. A vast majority of applicants were able to complete the process on their own, with no assistance. About 500 applicants chose to take advantage of the computer lab at CHA Central Office, where CHA staff members were available to walk them through the process. Local libraries also provided free computer access to those who needed it.

Tennessee Housing Development Agency last week announced the creation of the Vicki George Award in honor of a retiring employee who has spent the last 22 years raising awareness of homebuyer education and counseling statewide.

The Vicki George Award will recognize an educator or counseling agency who excels in providing professional homeownership education and counseling that results in a significant improvement in housing opportunities for Tennessee families.

The Board of Directors of Pioneer Title Agency this week announced the appointment of Sandra Jolley as president and chief executive officer. She is the third president of PTA since its founding. Jolley has been with the firm for 35 years, and has held controlling interest for many years.

Halfway through watching “The Loft,” I told a friend via text that they could have titled it “Men Are Pigs.” She replied, “I could have told you that.” I’m not sure if she was talking about the movie or men, but either way, that brief exchange was the most entertaining part of the two hours I spent in the theater watching the film.

This past month, there were several occasions where friends and church members had to carry food to someone’s house, either due to illness or a death in the family.

With the moves my family experienced and the sadness our friends and family experienced, January 2015 was not an easy month for us, and I’m glad it’s over. Hopefully, February will calm down for everyone involved.

This guy goes to a psychiatrist and says, “Doc, uh, my brother’s crazy; he thinks he’s a chicken.” And, uh, the doctor says, “Well, why don’t you turn him in?” The guy says, “I would, but I need the eggs.” – Alvy Singer in “Annie Hall”

The Southern Lit Alliance will host the 2015 Celebration of Southern Literature in collaboration with the Fellowship of Southern Writers April 16-18, with some events extending into April 19. This year’s Celebration of Southern Literature will feature a diverse array of events ranging from workshops and discussions, to readings and book signings, to new social occasions.

A special group of animals living on a remote island in the Indian Ocean may best be known as characters in animated films, but lemurs are very real. Audiences can learn more about these high-energy creatures when “Island of Lemurs: Madagascar 3D” opens at the Tennessee Aquarium IMAX 3D Theater on Friday, Feb. 13.

With the 2015 Major League season quickly approaching, the Atlanta Braves last week set out into Braves Country for their seventh annual caravan, presented by Academy Sports + Outdoors. The caravan made stops throughout the Southeast, including Chattanooga on Thursday, Jan. 29.

Healthcare enrollment assistance

Saturday, Feb. 7

On Saturday, Feb. 7 from 10 a.m. to 2 p.m., the City of Chattanooga will host “Get Covered Chattanooga” at the Brainerd Youth & Family Development Center. The deadline to get covered is Feb. 15. The event will provide answers to questions and free help enrolling.

As I mentioned recently, the half century birthday has been haunting me for several years. In fact, in my mind, I’ve been 50 since early in my 48th year. Now that I’m past the actual date, it seems like I might have made the milestone bigger in my mind than it actually deserved. They say you’re only as old as you feel, and they might be on to something. My focus on this random date on my lifeline did nothing to improve my day-to-day existence. What it did do was make me worry about something I can’t control.

I have concluded that my husband feels that we hired a maid somewhere in the 13 years we have been together. Frankly, I am not sure that he is aware his shoes belong in his closet; for that matter, that anything belongs in his closet.

On a daily basis, I pick up at least three pairs of his shoes from my living room floor. Drives. Me. Crazy. Therefore, I have been on a mission to rectify this situation, which has proven quite difficult since I really do not have any space for something of this extent. Here’s to me wishing we had purchased a home with a mudroom!

Our English language is constantly morphing. Some words are lost, some are born. How well have you kept up? See how well you do at the puzzle below!

1. There are only four countries in the world with one syllable in their name. Can you name them?

Fill in the blanks in the quote using the following words:

become, must, lose, ocean, few, humanity, you

 humanity, ocean, faith, dirty, drops, ocean, dirty

“_____ _____ not _____ _____ in _____. _____ is an _____; if a _____ _____ of the _____ are _____, the _____ does not _____ _____.”

For the next several weeks, I’ll be involved in my county sheriff’s citizen academy, where I’ll have the opportunity to learn a whole lot about a department that most of us take for granted - except when we need them to get us out of a bad situation. Now, this academy isn’t going to make me into my hero, Cordell Walker, from “Walker Texas Ranger” fame, but it will give me insight into the day-to-day operation of the sheriff’s department, and allow me to see what it’s like on the other side of the badge.

Saturday, February 6, 1965

Hamilton County’s Miss Nancy Brown was named the 1965 Tennessee Junior Miss first runner-up. She’s a member of the National Honor Society at East Ridge High School.

Sunday, Feb. 7

The 19th annual meeting of the Tennessee Hospital Service Association was held Monday at Read House. Chairman Roy McDonald announced the “year 1964 was the greatest year yet for service by the Blue Cross and Blue Shield Plan,” speaking to some 144 representatives of the Blue Cross member hospitals in Tennessee. 

Saturday, February 6, 1915

News from Nashville last night was that Gov. Rye had appointed W.B. Garvin of Chattanooga to succeed the late Judge Thomas M. McConnell as chancellor.

Mrs. P.S. Beebe of Columbus, Ohio is the guest of her mother, Mrs. Mary Read Frater. Mrs. Beebe was formerly Miss Caroline Frater.